About PRC Certificates and The PRC Process
Our Services
Tackling the complexity that lies beneath a PRC home, ensuring a smooth process for you.
Industries
Understanding the industries we work with.
Guiding You Through The PRC Process
Our Mission
Our mission is to give expert unbiased advice, guide you through the PRC process, add value to your PRC property and contribute to your success whether you are selling, investing or buying a family home. Our certified Financial Consultants and Engineers are experts in providing the very best advice and care along with the highest grade of certification to insure maximum financial acceptance by the Lenders.
Supporting You
Whether it’s a general enquiry, property advice, property identification, Client investment, Financing, Engineering, or Certification, collating the relevant services for your personal situation or project managing from start to finish, we can put a plan together to cover what YOU need in the PRC Process!
Getting a Mortgage
Mortgageability is vital, we are able to ensure this is achieved by tailoring advice, guidance and the highest certification to your individual situation. Achieving the required standards and with the best PRC Certification to cover your home, you will satisfy the criteria set down by the Lenders and you or the property owner will have a viable market value asset.
About the Team
We have all been dealing with the successes and pitfalls of PRC for many years. We proudly serve all counties of England, Wales and most of Scotland and along with our Associates and Engineers we can offer over 40 years of experience within the PRC industry.
Our role is to offer unbiased advice and consultation to both individuals and corporate clients.
We are privileged to still have one of the Engineers that helped design some of the PRC Licensed Repair Schemes in association with the British Research Establishment and PRC Homes Ltd who was originally set up as part of the NSBC and were tasked by the Government to implement the 1984 Housing Defects Act and to license repair schemes when the problems were first identified.
They continued to work with a number of Local Authorities & PRC Home Owners Groups throughout the country under the 10 year tenure of The Housing Defects Act. Following the closure of the Scheme and under the agreement of The Council of Mortgage Lenders, experienced Structural Engineers were able to continue to certify PRC repairs.
All our Engineers are on the Lenders list of approved Engineers and accepted by the Banks and Building Society’s.
PRC Properties Limited is our sister company which deals with the structural repairs and upgrades to of these properties to gain full PRC certification.
Learn more about the history of PRC homes.
As well as the pre-war housing shortage, nearly half a million homes were destroyed or made uninhabitable by war time bombing. From 1945 plans were put in place to relieve the acute overcrowding in British homes. Prefabrication was adopted on a massive scale as a way of urgently supplying new homes.
Following the Second World War, people wanted to help rebuild the nation, the welfare state was established, the railways nationalised and the hugely ambitious plan to bring good healthcare to all, financed by taxation, was realised with the creation of the NHS. The need to rebuild homes in great numbers led to a period of rapid experimentation, particularly in planning.
The period up to 1959 led to much closer conformity between the quality of public and private homes and also by the changes in the 1949 Housing Act that enabled local authorities to provide housing for all.
In this period there were very significant developments in the planning system. Perhaps the most significant was the Town and Country Planning Act of 1947, which was a response to uncontrolled expansion of the suburbs which started in the 1930s. This Act established enduring planning principles that still apply today. Town planning came of age, particularly in the development and evolution of the so called New Towns, which started with the initial approval for Stevenage in 1946.
In the development of these towns and other residential areas, planners were adopting new concepts and following the Second World War many PRC homes were built when there was an urgent need for housing at a time when traditional building materials and skilled labour were in short supply. This led to the construction of low cost ‘Non Traditional’ and easily erected properties. These houses were only ever meant to be a short-term solution to the challenge and were homes fit for heroes returning from the war.
The Housing Defects Act 1984 was created to address defective homes sold by public sector authorities. The Secretary of State could categorise types of buildings as defective if their design or construction led to substantial value reduction, which became widely known.
This Act was later incorporated into Part XVI of the 1985 Housing Act, which offered a grant of up to 90% of repair costs for defects, subject to a spending limit, or repurchase at 95% of the defect-free value. Local authorities predicted that 31,000 property owners would be eligible for the program. By February 1994, 90% of eligible owners had already received assistance. The Housing Defects scheme has now ended; the last date by which owners of most designated dwelling types could apply for assistance was 30 November 1994. Owners of Smith properties had until 30 April 1996 and Boswell owners until 7 April 1997.