PRC Certificates
PRC home owners, purchasers and/or investors, will be asked to provide PRC Certification if they wish to sell their property, purchase a property, release Equity or raise finance through Banks or Building Societies. The majority of Mortgage Lenders will not lend on PRC homes unless a structural repair has been carried out in accordance with a recognised PRC Licensed repair scheme and overseen by an approved PRC Inspector.
Banks and Buildings Societies will ask for legal evidence in the accepted format of a PRC Certificate of Structural Completion issued by a fully qualified and experienced PRC Structural Engineer.
To gain a PRC Certificate your property will have had to have had a structural repair carried out to an approved standard which can be costly. See repairing your property.